Benefits Information

 Each benefit below provides a brief description of the product or service. Following each benefit description is a READ MORE button. By clicking on the READ MORE button, you will see detailed information on each product or service, along with brochures and pricing where applicable.

Once you select one of the “Enroll Now” buttons and are redirected to the enrollment site, if you have any problems or questions, please email us at info@sbcbenefits.net and use “Enrollment help” for your subject line.

Health Insurance

Coverage may be obtained through a variety of individual plans.  Some are fully insured program, temporary coverage, or through a cost share program along with guaranteed issue coverage.  Health plans are supported by a call center so that a greater understanding of what is the most cost-effective way to provide a solution to your needs.  Click below to explore the different program options in detail.

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Healthshare

This program has been created to provide an affordable alternative to typical major medical health plans. The need for healthcare is always there. Your ability to afford it, is not.  The program provides for preventative care, Telehealth, chronic disease management, drug discounts, plus many other discounts. Provides unlimited in-network doctor office visits with a $10 co-pay.  Healthshare component adds in additional hospitalization benefit at very affordable rates.

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Life Insurance

Obtain peace of mind to protect those you love.  Guaranteed issue life insurance with face amounts up to $150,000.  Higher individual amounts available. Life insurance through your company may not be enough for your family’s needs.  Plus, you might not be able to take your insurance with you when you leave.

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Dental Plan

Affordable dental plan which allows you to go to any dentist desired.  Plan pays 100% of negotiated fee for cleanings, routine exams and bitewing x-rays twice per year.   Rates vary by zip code. Click below to learn more about the comprehensive dental plan with Met Life.  All ages 18 and over accepted.

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Accident Plan

Provides scheduled benefits for accidents.  Provides cash benefits for Doctor visit, urgent care, emergency room, hospitalization, surgeries, broken bones and dislocations, ambulance, burns, catastrophic accidental injuries, accidental death, plus many other benefits available.

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Critical Illness Policy

Provides lump sum benefit for cancer, heart attack and stroke diagnosis, with a minimum of $10,000 benefit.  Other covered conditions at full benefit amount include, but not limited to:  brain tumor, coma, end stage renal failure, multiple sclerosis. Plan also pays a recurrence benefit as long as secondary diagnosis is separated by six months.  Once the individual signs up, they are locked in at the same age rate as long as they have the plan.

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Disability Income Policy

We insure our homes, our cars, our lives, but often times we don’t insure our most important asset…our ability to make a living and bring in income. Insuring one’s income is vitally important. Also, choosing an affordable option to insure income is paramount. The disability plan offered provides coverage for any industry.

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Medicare Supplement Plans

The gaps in Medicare are substantial, leaving you to pay for expensive deductibles and other uncovered expenses. If you don’t have a Medicare Supplement plan, often referred to as Medigap coverage, or a Medicare Advantage Plan, you’ll have to come up with the difference yourself.

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Short-Term Care

Most people have known someone who has had to have a home health care or a nursing home stay.  A Short-Term Care plan provides a daily benefit in the event of someone receiving home health care or nursing home care.  The plan rates are substantially less than the rates of a long term care plan and helps protects your assets.

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Student Loan Reduction

Typically reduces student loan debt by 30% – 40% or more.  Savings provided through loan restructuring and federal debt forgiveness programs.  Works directly with existing federal programs to find the best solution for debt forgiveness wherever possible.  Credit repair program also available.

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Begin Enrollment

Once you have reviewed the benefit offerings and wish to sign up for one or more benefits, please click the Enroll Now button below and it will take you to the enrollment portal.  

You will need to input your personal information along with the necessary information for anyone to be covered.

In some cases, links or phone numbers are provided to gain access directly to the benefit or service provided.  Should you call or go directly via link, and wish to sign up on other benefits, you will need to come back to this enrollment page if you wish to review and/or participate on other benefits.

(PLEASE NOTE:  No one will call you to solicit business unless you request a call)

Need help?

For any further questions, please call Customer Service at (833) 722-2363, Ext. 810

If you have any problems or questions after you select one of the “Enroll Now” buttons and are redirected to the enrollment site, please email us at info@sbcbenefits.net and use “Enrollment help” for your subject line.

Disclaimer

This webpage is provided for summary purposes only and is not a complete description of the plan benefits, limitations, and exclusions. If participating on an insurance product, read your certificate of insurance, policy or brochure, for complete details on plan benefits, limitations, and exclusions.

The information contained on this webpage is for general information purposes only.  SBC Benefits, LLC, and its broker affiliates assume no responsibility for errors or omissions on the contents on the various insurance plans, services and/or benefits described herein.  In no event shall SBC Benefits, LLC., be liable for any special, direct, indirect, consequential, or incidental damages or any damages whatsoever, whether in an action of contract, negligence or other tort, arising out of or in connections the use of the Service/Product, or the contents of their Service.  SBC Benefits, LLC. reserves the right to make additions, deletions, or modification to the contents on the Service at any time without prior notice.  

This website may contain links to external websites that are not provided by or maintained by or in any way affiliated with SBC Benefits, LLC.  Please note that SBC Benefits, LLC. does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

Like most benefit programs, certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force, exist.    A quote of benefits does not guarantee coverage. Not everyone will qualify for all products/services offered herein. It is at the sole discretion of the appropriate insurance carrier, or company, to provide coverage where available.  Please contact the appropriate number provided for complete plan details.

The Direct Primary Care Plan, (DPC) and Healthshare Plan offered, is NOT insurance.  Certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force, exist.    A quote of benefits does not guarantee coverage. Not everyone will qualify for all products/services offered herein.

Not all products and services are available in all states.