Everyone bears some risk of becoming incapacitated, unable to work, and in need of assistance from short-term disability insurance coverage. This coverage provides financial support to replace, or supplement, lost income while you take time off to recuperate at home.

Your ability to go to work everyday to earn an income is your most important asset.  Doesn’t it make sense to insure your income?

According to the Council for Disability Awareness, around one-quarter of today’s 20-year olds have a chance of becoming disabled at some point in their career before retirement.  For people under age 65, with the exception of pregnancy, accidents are a primary reason for disability.

Issue ages:  18 – 70.

Insures individual’s income for own occupation.

The disability plan being offered is ACCIDENT ONLY due to the variety full-time positions held.  It is important to note that most disabilities are due to accidents, NOT  illnesses.

The disability plan offered is guaranteed issue and covers all job industries.