Having health insurance is important for several reasons. Uninsured people receive less medical care and less timely care, they have worse health outcomes, and lack of insurance is a fiscal burden for them and their families. Moreover, the benefits of expanding coverage outweigh the costs for added services. Safety-net care from hospitals and clinics improves access to care but does not fully substitute for health insurance.
The number one reason for someone filing for bankruptcy has been due to medical bills. Protect yourself and your family for catastrophic events whether it’s due to an illness or accident, or even childbirth.